What is the Average Cost Of Car Insurance In Michigan

To people living in Michigan, I have got amazing news for you all. Well, if you drive or own a car, I will be assisting you with car insurance in Michigan. So, if you are interested, then keep scrolling because you will need it. In 2023, it is said that Secura provides customers with the cheapest car insurance in Michigan. Furthermore, on average, it costs $82 to enjoy full coverage. Frankly, getting a car or auto insurance is very important and you do not have to worry because companies provide you with cheap and affordable ones.

So, if you are looking for affordable or cheap ones, then you need to scroll to the end of this article because I will be giving you information on the institutions that offer cheap coverage options for customers. What’s more, as a driver, no matter your age, gender, or place of residence, it is essential that you get car insurance and Michigan residents are no exception. Moreover, some factors can affect the type of insurance you need or get. For instance, your credit score, etc.

What Is The Average Cost Of Car Insurance In Michigan?

The average cost is $361 per month and $4,333 per year. This will give you full coverage for your car. However, keep in mind that this is just the average cost. In other words, the company’s price varies and they are different so, it is up to you to compare their prices and coverage and see which one works for you.

Do You Need Car Insurance In Michigan?

Yes, you need car insurance in Michigan. Every car owner needs car insurance. So, do not view getting a quote as something that is not essential. Trust me, when you get a quote from a company, you can drive with confidence. This is because no matter what happens, your company will cover you.

Average Cost Of Car Insurance In Michigan

Best Car Insurance In Michigan

There is so many affordable and cheap insurance that you can get for your car in Michigan. Furthermore, companies are ready to work and give you the perfect coverage you and your car needs. So, if you want to get a quote, you can start by researching these companies:

  • Progressive.
  • USAA.
  • Travelers.
  • Geico.
  • Auto-Owners.


Progressive is one of the best and cheapest car insurance companies in Michigan. Furthermore, they provide you with full coverage and you do not have to spend so much just to purchase a quote.

Moreover, this company is the perfect option for car owners who are in need of 24/7 or everyday support. There are also discounts that you can enjoy as a customer.


USAA is another very good auto insurance company that gives customers or clients affordable full coverage for their cars. What’s more, if you are a former or current military member and your family is eligible for this quote, you can use USAA.

In addition, you as a client of theirs can also enjoy good and quality customer service. A lot of good reviews have been said by existing and new customers.


Another insurance company that you can check out if you reside in Michigan, is Travelers. It is also cheap and affordable. Moreso, if you want to customize your policy, travelers make it easier and more convenient for you.


This is one of the best insurance companies in the world. Moreso, it is a good option for car owners who are working based on a budget. Moreover, if you are not eligible for USAA insurance, this is a good alternative for you.


Lastly, we have Auto-Owners. Auto-Owners is one of the best and cheapest car insurance companies in Michigan. There are add-on coverage options and good customer service that you can enjoy when you become their customer.

What’s more, you can check out their official platform using your web browser to visit them. Moreso, there is other information that you can learn about once you do so.

Who Has The Cheapest Car Insurance In Michigan?

In Michigan today, the company with the cheapest car insurance rate is Progressive. But other auto insurance companies have very affordable coverage as well. So, for Progressive, you will need to pay $91 per month. However, if you need full coverage, then this will cost you $153 monthly.